PRIVACY POLICY

We have created this privacy policy (hereinafter the “Privacy Policy”) in order to disclose our

information gathering and dissemination practices. We understand the importance that Internet users

place on privacy and have designed our service with this in mind. You agree to this Privacy Policy, in

its entirety, when you: 1) access or use our “Website”); and/or 2) select and register for an offer(s) on

the Website by clicking the offer(s) presented. If you do not agree with the terms and conditions of

our Privacy Policy, please do not use or access the Website. If you are a resident of the State of

California and would like to opt-out from the disclosure of your personal information to any third party

for direct marketing purposes, please e-mail us.

INFORMATION WE COLLECT

The information that we collect is generally limited to personal information about you that you submit

on the Website. The personally identifiable information that may be collected includes: your name;

address; email address; telephone number; fax number; information about your interests in and use

of various products, programs, and services; and education level and interests. Although we are not

collecting credit card information at this time, we reserve the right to do so in the future. To the extent

that customer credit card-specific information is collected by our company and any of our affiliates

and/or subsidiaries, said information will be kept in confidence and will not be shared with any third

parties (other than consumer credit agencies) without the customer’s prior informed consent.

Notwithstanding the foregoing, we and our affiliates and subsidiaries reserve the right to share with

third parties the fact that they have credit card information on file for specific customers but they will

not share this credit card information with third parties without the customer’s prior informed consent.

Like most standard website servers, we use log files. Log files track anonymous user information

including, but not limited to, Internet Protocol (“IP”) addresses, browser type, Internet Service

Provider (“ISP”), referring/exit pages, platform type, date/time stamp, and number of clicks. This

information is tracked in order to analyze trends, administer the Website, track users’ movements in

the aggregate and gather broad demographic information for aggregate use. The information tracked

via log files is not linked to personally identifiable information.

COOKIES

The Website uses a “cookie” to assign a unique identifier to your computer. The cookies we use are

persistent files that your web browser places on your computer’s hard drive. Cookies may be used to

help save information on past activities and other preferences, so that you are not required to

reenter information each time that you visit the Website, and to deliver content specific to your

interests. No personally identifiable information is gathered by the cookie.

HOW WE USE YOUR INFORMATION

Any personal information that you supply to us remains your personal property. However, by

submitting that information our company, you grant us the right to use your personal information for

any legal purpose including, without limitation: a) providing promotional offers to you via email

advertising and/or online banner advertising; b) transferring the personal information that you

provided to a third party, when necessary, to receive a product, service, or information that you may

have requested from such third party while using the Website; c) tracking compliance with our Terms

and Conditions; and d) for validation, suppression, content improvement and feedback purposes. By

submitting your information to the Website, you grant our company the right to use that information

for marketing purposes, and agree to receive email marketing from the Website. We may maintain

separate email lists for different purposes. In order to end your email subscription to a particular list,

you must follow the instructions contained in any email correspondence that you receive from us.

Unsubscribing from one list will not automatically unsubscribe you from all email lists. We only send

email marketing to individuals that have agreed, whether by visiting this Website or through third

party websites, to receive email marketing from us. We do not send unsolicited bulk email. As a

result, certain statutes, requiring particular formatting for unsolicited bulk email may not be

applicable to the bulk email that is sent by our company. Though we make every effort to preserve

user privacy, we may be required to disclose personal Information in some instances, such as: 1)

when required by law wherein we have a good faith belief that such action is necessary to comply

with a judicial proceeding, court order, and/or subpoena; 2) in the event that our company is sold or

acquired; or 3) in the event that we believe that the Website is being, or has been, used in violation

of our terms and conditions or to commit unlawful acts. Moreover, you hereby consent to the

disclosure of any record or communication to any third party when our company, in its sole

discretion, determines the disclosure to be appropriate including, without limitation, sharing your

email address with other third parties for suppression purposes in compliance with the provisions of

the CAN-SPAM Act of 2003, as amended from time-to-time.

SHARING OF INFORMATION

Our company provides you with the opportunity to receive special offers, products and/or services

from other third-party companies. To receive such offers, products and/or services your personally

identifiable information supplied to us during the registration process will be shared with such

third-party companies so that they may provide the product or service to you that you have ordered

from them without requiring that you first complete another registration form. By submitting your

e-mail address at the Website you agree to receive e-mail marketing from our company. We may

share our user information and/or join together with other businesses to bring selected opportunities

to our users. We are able to offer third party services to you, in part, based on your willingness to be

reached by our third-party advertisers. In addition, you agree that such act constitutes a purchase,

an inquiry and/or an application for purposes of the Amended Telemarketing Sales Rule, 16 C.F.R.